Access mobile data, groceries, and prepaid power today. Repaid through halal crypto staking rewards — no loans, no riba, no stress.
A transparent eight-step process governed by Islamic agency contract law. Every transaction is recorded, every asset remains yours.
Select your network and amount. Credit is issued immediately and repaid automatically through your staking rewards at 0% interest.
Credits applied to your number within seconds via our Gambian telecom partners — Africell, Gamcel, and Qcell.
Staking rewards tracked monthly and automatically applied to settle the credit. No manual repayment needed.
Every top-up recorded under your Wakala account with a statement showing credit, crypto purchased, and rewards progress.
Select network · Choose amount · Confirm
Every element — the contract structure, asset selection, fee type, and reward application — is designed to eliminate riba and minimise gharar.
Credit is repaid exclusively through staking rewards from permissible network participation. No loan exists, no fixed return is promised.
All assets are pre-screened. A minimum 20% stablecoin (USDT) allocation and monthly rebalancing reduce volatility.
You retain complete legal and beneficial ownership of your crypto assets at all times. The Wakil cannot use, pledge, or transfer them.
All reserve assets verified Shariah-compliant by Fasset (April 2026) and Sharlife.my, registered with Malaysia's Securities Commission.
Ujrah proceeds allocated with purpose — supporting the ecosystem, meeting tax obligations, and sustaining the team.
The full Wakala bil Istithmar agreement is available on request. Key clauses at a glance:
A single transparent fee deducted at the point of transaction. A permissible service charge under Islamic law — not interest.
Reward Marketplace · The Gambia
Register today to access halal credit for mobile, groceries, and power — repaid through your own staking rewards.